Back-To-School Insurance Checklist

The back to school shopping and hustle to check off your student’s check list is in full swing. If you’re helping your college student prepare for the upcoming year with dorm décor, bathroom essentials, and college books, add these items to the list:

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Renter’s and/or Homeowner’s Insurance
Check with your local agent to see if your homeowner’s insurance coverage will cover your student while away at college. If your student lives on campus in designated student housing your homeowner’sinsurance could provide coverage for their stuff. State Auto recently shared an infographic with quick facts about college students belongings. Check it out.

Is your student living off campus? If they are renting an apartment or house, renter’s insurance can offer coverage for the expensive things you just purchased for their education. Coverage could include replacement of their belongings as well. Renter’s Insurance costs can be as low as going out to eat once a month.

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Auto Insurance
When your student goes off the college it is a good time to have an agent review and update your current auto insurance policy. Your lifestyle has changed. Your policy should reflect that change.

There are a few auto insurance discounts that might apply to you now. Some carriers offer a discount if your student maintains a certain grade point average. Their most recent transcript from high school could still qualify for a Good Student discount.

Another discount, offered by Progressive, the Distant Student discount could save you 3-6%. Talk to one of our insurance agents to see if you qualify.

All though these things add to your back-to-school checklist they could save you money in the long run. If you have any questions our team will be happy to help!

Written by Karlee Miller
Creative Administrator

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