Showing posts from February, 2017

A bit about Michigan Insurance Group

Michigan Insurance Group is proud to say we have been handling insurance for Michigan customers since 1976. Our first focus was on business insurance but we combined efforts with a long established insurance agency and started focusing on personal insurance.
Michigan Insurance Group has mastered how to take the confusion and worry out of insurance. Our team will help you feel at ease so you can focus on what truly matters to you. Our friendly agents are here to guide you through the insurance process to determine what insurance is right for you.
The ladies at Michigan Insurance Group Marjie Young, Ronda Hunt & Karlee Miller
Take time to do it right. We want to make sure your insurance actually protects you. 15 minutes…7 1/2 minutes…. We believe this isn’t enough time to identify risks or insurance needs. Whether you need to protect your car and home, your possessions in your apartment, your boat or motorcycle, or need an umbrella policy for peace of mind, our agents our hear to he…

8 Motorcycle Insurance Discounts You Need to Know

If your motorcycle is currently insured check your policy to make sure you are receiving the motorcycle insurance discounts that you are eligible for:

Quote in Advance – Planning ahead could save you money. Request a motorcycle insurance quote just one day in advance and you may receive a discount.
Multi-Policy or Multi-Vehicle Discount – Insuring multiple vehicles with the same company is very beneficial. Many of our carriers offer a discount if you choose to insure your auto, ATV, and motorcycle with them.
Safe Driver Discount – If you haven’t had an accident for the last three years you could save money on your motorcycle policy.
Motorcycle Safety Course Discount – Complete an approved motorcycle safety course to become eligible for this discount.
Motorcycle Endorsement – Do you have a motorcycle endorsement on your driver’s license? Some of our carriers will add a discount to your motorcycle insurance if you do.
Association Discount – According to Progressive, which we offer as one of…

Scheduled Items A to Z

If you have unique or high value items in your home consider scheduling the items on your home insurance policy. Certain personal property may be covered only up to a certain limit. We’ve compiled a list from A-Z of items that may fall under this category:

Art Baseball Card Collection Coins Designer clothes Engagement Ring Furs Guns Heirlooms Ivory Jewelry Karats Lunch boxes Memorabilia Nutcrackers Opals Pottery Quartz Rings Stamp collection Trains Ukulele Vinyl Records Wedding ring X-men Comic books Yo-Yo collection ZZ Top memorabilia

Creating and inventory of your valued property and having a collection, jewelry, etc. appraised will give you a better idea of what items you should talk to your agent about. If you are still unsure what should be listed on your home insurance policy give us a call 616-755-3000 or 231-755-3000. 

Written by Karlee Miller Creative Administrator

Why I had Renter’s Insurance

I use the word ‘had’ because I reflect back to the days my four person family and our cat lived or should I say crammed ourselves into a 1,000 sq. ft. apartment. Even though the apartment was small it was our home. Every closet, shelf and cupboard was stacked with our stuff. How we fit all of our stuff, us and our cat in that space is beyond me. I do know, I still value all of these things almost as much as I value our time there. We made so many memories in the place where we felt safe and secure. It’s important to know what you value as you decide if Renter’s Insurance is for you. So, I give you 5 reasons why I had Renter’s Insurance:

1. Neighbors. If the neighbor happened to catch the apartment building on fire and our property was damaged the Renter’s insurance would help replace our things. You never know what is happening on the other side of the wall so why not safe guard your stuff?
2. I love my stuff. I need my stuff. Clothing, computer, jewelry, sports equipment, my daughters …