Is my ski equipment insured?
Did you know Michigan is home to the Midwest’s highest vertical drop? If you’re an avid skier, you may well know this and many other facts about Michigan’s rural and quasi-suburban skiing opportunities, both downhill and cross-country. In fact, Michigan is second-highest in the nation for the number of ski areas in a state. With that in mind, you may be tempted to head right out to a park or the slopes, but don’t rush off without looking at your homeowners or renter’s insurance policy first. You want to make sure that your equipment has the proper coverage. Many homeowner’s policies offer basic coverage for theft, fire and a limited number of other causes of damage to personal property, but high-value sports equipment might require a special addition to your homeowners or renter’s policy, such as an endorsement or a personal property floater. Your Trusted Choice ® Independent Insurance Agent can help you determine if your policy needs to be enhanced to gain full covera