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Showing posts from July, 2017

What is water back up?

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What is water back up and why should you have it on your homeowners insurance policy?

According to Grange Insurance, “back up of sewer or drains, commonly known as water back up, provides coverage for losses caused by water or sewer which backs up through sewers or drains or water that enters into and overflows from within a sump pump or sump pump well.”
Water back up, not to be confused with flood insurance, is an optional and fairly inexpensive coverage that can be added to your policy. This coverage is not automatically included on your homeowners insurance policy. Take a look at 4 reasons to add water back up coverage by Grange Insurance which gives 4 reasons to add water back up coverage. Grange has done an excellent job of outlining exactly why you might need this coverage.

Protect your home.
If you’d like to know more about water back up coverage give us a call at 616.755.3000 or 231.755.3000. You can also find us online at www.michiganinsurancegroup.com.


Written by Karlee Miller Cr…

Go Camping in Grand Haven

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One of our favorite Summer time adventures is going camping! It's not officially a Michigan Summer without at least one camping trip. Pack up the camping gear, get ready to roast marshmallows, tell stories around the camp fire and watch the stars. You'll want to after you read our list of campgrounds nearby our Grand Haven location:



Grand Haven Campground
www.grandhavencampground.com/index.html
Don't just enjoy the great outdoors but shuffleboard, horseshoes, arcade, kiddie train rides, arts & crafts, volleyball, hay rides and more.


Grand Haven RV Resort & Campground by Outdoor Adventure
www.outdooradventuresinc.com
Putt-putt golf, go-cart track, basketball and more. Enjoy camping in a tent on one of 200 campsites or camp in your RV. Grand Haven RV Resort offers full RV hook up sites.


Eastpoint RV Resort
www.eastpointervresort.com/
Enjoy peace and quiet at the East End of Grand Haven when you stay at Eastpoint RV Resort. This new addition to East End is a clean and fun s…

Tips to Save Money and Space in Your Apartment

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I remember my apartment days. Some of which were spent dreaming I had more space, my own yard, thicker walls, etc. In hindsight I realize apartment life has a few perks. If you’re lucky your landlord probably handles the maintenance of the apartment. Mine did! They also managed the property as well. This saved me time and money in many ways. There was no need to spend money on tools, a lawn mower or pay to hire a plumber to fix a leaky faucet. There’s a few other things that can save you money and space in your apartment but also help you enjoy your apartment too. Here’s my recommendations:
Rent or Borrow instead of buy There’s a long list of things you can borrow/rent instead of buying your own and having to store it in your apartment: luggage, a tent, tools, books, movies. What are some things you’ve been wanting to purchase but don’t have the space to store it? Add it to your wish list and borrow for now.
Unplug According to Energy Star “Consumer electronics play an increasingly large…

Ways to Lower Your Home & Auto Insurance Cost

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For most of us, insurance is a recurring monthly bill. Why not try to lower this recurring monthly bill and make more room in your budget? We've put together a list of ways to save money on your home and auto insurance payments.

Bundle your home and auto insurance If your home and auto insurance isn't with the same company, you could be missing out on a multi-policy discount. Bundling your home and auto insurance will not only save you money but you'll have the convenience of having your insurance at one place.

Review your payment options Some insurance carriers offer discounts for automatic payments or paying your policy in full to receive a Pay in Full discount. Choose paperless billing and receive your bills via email to receive the Paperless Billing Discount.
Have you made any major updates to your home? When you make updates to your house, such as a new roof or heating and cooling system (HVAC), your home insurance premium could be reduced because there is lower risk of …