3 Things to Know About Motorcycle Insurance

Motorcycle season is upon us. We are constantly reminded on social media, the radio and TV to keep a close eye out for motorcyclists but accidents still happen. That’s why these 3 things are a must read for all the motorcyclists out there:

medical benefits, motorcycle insurance, motorcycles


1. Talk with your medical insurance provider or review your plan to make sure that your medical insurance will cover motorcycle injuries. If your medical insurance plan does not provide coverage you can add medical benefits with various limits to your motorcycle insurance policy.


2. Michigan Insurance Group highly recommends wearing all safety gear, including a helmet. However, if you prefer to ride without a helmet in Michigan you are required to have a minimum of $20,000 in medical benefit coverage on your motorcycle policy. If you have a rider that amount may be higher.

3. Safety courses are always a good refresher for the riding season. Motorcycle safety courses will also provide a discount on your motorcycle insurance. Hot Rod Harley Davidson, a local Harley shop offers motorcycle safety training. Or GRCC also offers courses.

Check out these blogs for additional info on motorcycles: Real Reasons to Have Motorcycle Insurance, Keep Motorcyclists Safe and 8 Motorcycle Discounts You Need to Know.

If you have more questions about medical benefits, motorcycle insurance discounts and motorcycle insurance our agents will be happy to help.  

Written by Karlee Miller, Creative Administrator
&
Ryan Miller, Licensed Insurance Agent

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