Michigan Insurance Group

Cool nights are upon us and soon enough the cooler days and nights will be here to stay. Here are 7 tips to save money on heating your home this Fall and Winter: 1. One of the easiest ways to save on heating costs is to seal windows and openings. A drafty window can let in more cold air than you prefer. Apply plastic on the inside of the windows and use a peel away silicone type caulk on the cracks outside of the windows. 2.  Also, replacing regular curtains with insulated curtains can help keep the heat in and the cold out. 3. Lower your thermostat. By lowering your thermostat at night and while you are away you can lower your heating bill. According to DTE Energy , “for every degree you lower your heat in the 60-degree to 70-degree range, you'll save up to 5 percent on heating costs.” A digital thermostat will help you regulate the changes in temperature and allow you to program the temperature to be toasty warm when you get home from outings.  4. Do yo

As you are preparing for the new school year remember to talk to your teens about driving safely. These resources are a great introduction to the single conversation that can make a difference. Marc Mero shares a story so personal that it brings the students to tears.  Don't just buy your new driver the car they like. Buy them a car that will protect them, on that is affordable to insure. Check out driveithome.org for free courses for your teen driver. Also free is the Teen Driver Contract available to download and print on michiganinsurancegroup.com Written by  Karlee Miller Creative Administrator www.michiganinsurancegroup.com