Showing posts from May, 2017

What is the Most Dangerous Driving Season?

According to an article by Property Casualty 360, Memorial Day weekend was the start of the most dangerous driving season of the year. I want to share this article with you because I had no idea how Summer affects drivers and creates more risk than other seasons.

The article not only mentions driving statistics that you may find surprising, I know I did, but it also mentions changes in driving behaviors such as: “8 in 10 drivers (81 percent) said they were less likely to drive cautiously (e.g. taking extra care with stopping, turning, and attention to speed) in the summertime.” Statistics like these really drove home the point that safe driving in the Summer is just as important as in the Winter.
I appreciate the tips and advice that Property Casualty 360 included in the article and I think you will too. If anything they are a good reminder to all of us. In the article you can find tips on car checkups, tires, emergency kits and more. Some of the tips they offer are simple but can have …

5 Reasons Why Windshield Repair Day is Awesome

This year will be our third year partnering with Michelle White and her team at Glass America to bring the community the opportunity to have their windshield chips repaired for Free. On June 6th we will host our 4th event and June 7th will be the 5th event where residents can enjoy a beverage and cookies and meet our staff while Glass America Technicians repair windshield chips.

1. Fix the break without going broke. One of the great things about Windshield Repair Day is that there is no charge. If the windshield chip is smaller than a quarter it is repaired for Free.  
2. Claims. We will not file a claim on your insurance! If your windshield needs full replacement, and you decide you want to file a claim, our team can help you file a claim with your insurance company, even if it is not Michigan Insurance Group.
3. 15 minutes. The windshield repair takes no more than 15 minutes. You can park your car, enjoy refreshments, meet the Michigan Insurance Group team, request an auto insurance…

7 Home Security Tips to Consider

If you’re working on home improvements this Summer, consider a few home security updates to make your home safer:
1. Install an alarm and security system. It doesn’t just save you the worry of break ins or theft, it could save you money on your home insurance too.
2. Know your neighbors. Ask them to keep an eye on your house, especially if you have plans to be out of town for a while.
3. Lock your doors and windows. When you get comfortable in your home or are in a hurry, it is easy to forget to lock the doors. Plus, burglaries are more likely to happen with unlocked doors and windows. If your doors aren’t equipped with deadbolt locks, consider installing deadbolts. This is another home insurance discount offered by many insurance carriers.

4. Taking a vacation? Avoid sharing the details on social media. It is very easy for predators to find your details, address, etc.
5. Outdoor lighting. Use outdoor lighting and motion sensors. Light up the entrances to your home. Burglars don’t want…

Featured Blog: Taj

Were you one of the many that witnessed the birth of April's baby Taj? Our agency president, Donald A. Shampine, CIC, CRM has something positive to say about the impact made by this little giraffe's debut. Read more here:

Why Michigan Insurance Group Enjoys Being a Local Agency

Our team has come together to give you insight on why we are in the insurance industry. For our team it is more than just clocking in and working 8:30 - 5:00. We are all here with a greater purpose. 
"I am a local agent because I like to help people in my community. Insurance can be a complicated subject and I like to have or find the solutions for my neighbors. I also like to save people money! It’s awesome when you can save someone money and also make sure they have great coverage in the event of a loss. I often run into my clients when around town and it’s a great feeling to live where my clients do."  – Ryan Miller, Licensed Insurance Agent
Nate Donselar, Licensed Insurance Agent, says, "I am in the industry because my greatest asset is talking to people. I also love helping people out and working with numbers."

"I work here because I want to help people. I want to be of service and make people’s day brighter. Plus I like the team I work with." – Ronda…

Do I need Renter's Insurance?

Your first thought might be “No, my parents have insurance,” or “No, my landlord has insurance.” If they are insured, that’s great…for them. We invite you to ask yourself these questions to determine if you should have renter’s insurance for you and your stuff:
1. Do you live at home with your parents? According to the Wall Street Journal almost 40% of adults live with their parents. If you are an adult living at home with your parents you may need your own renter’s insurance policy for your belongings.
2. Do you live off campus while at college? Living in a dorm your contents are covered under your parent’s homeowners policy. This is not the case when you live off campus. Renter’s insurance can provide coverage for electronics, clothing, furniture, books, etc. 

3. Do you rent an apartment? A common misconception among renters is that the landlord/apartment complex/owners are insured, therefore they are also insured. This is not true. Their insurance policy covers the dwelling and appl…