What information do I need to get auto insurance?

You just graduated and received your diploma. Now it’s time to set out into this big world, live in a dorm, further your education. Except, Mom and Dad just told you it’s time to get your own auto insurance. Are you asking yourself:  how do I get auto insurance? We have good news! We’re here to help. Here are the key things you need to know as you set out on your journey to get great coverage:

Shop local.

An independent agent such as Michigan Insurance Group has a team of people that will work to find you the best rates and the best coverage for you. They will also answer your questions, educate you and shop for better rates on renewal through the life of your policy.

Research.

Do some research and get to know insurance terms like: comprehensive, collision, and deductibles. Understanding these terms will help you prepare for the conversation you’ll have with an insurance agent.

Do you own your car?

In order to insure a vehicle your name must be on the title. This is called “insurable interest.” There’s a lot more details to go along with insurable interest so if you don’t own your car talk to one of our licensed agents. They’re good with the details.

Consider your billing and payment options.

Most insurance companies have options for billing and options for payments. How do you prefer to receive your bill? How do you wish to pay? Is it worth the savings to pay in full, go paperless and/or sign up for automatic payments?

Personal Information

To receive an accurate auto insurance quote, you will need to give an agent personal information such as date of birth, driver’s license number, possibly your social security number. An agent will also ask about your occupation, driving history, marital status and education. These are discount related questions that will help get you a better rate.

Although this might be a daunting list of things to remember, our agents are here to help. Visit us online or call us at 231.755.3000 or 616.755.3000