Top 10 Things that Play a Role in your Home Insurance Rate

There are many factors that insurance carriers take into account when determining a rate for your home insurance. Here is the top 10 things that play a role in your home insurance rate:
1. Credit score
2. Zip code
3. Age of Home

home insurance, house insurance, insurance score,


4. Age of Roof
5. Age of Furnace
6. Age of wiring
7. Size of your home
8. Construction of your home

pool, diving board, home insurance rating

9. Pools and\or trampolines
10. Other structures
The list does go on with several other things affecting the rate of your insurance. That is why it is best to speak to one of our insurance agents. They are well educated and know the right questions to ask to find you home insurance that properly protects your home, you and your family. 

 If you have questions about home insurance rating factors or are in need of homeowners insurance please give us a call. 616-755-3000 or 231-755-3000
Written by Karlee Miller
Creative Administrator

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